Terms & Conditions

By accessing this website you are deemed to have accepted these terms and conditions. If you do not agree to them you must not use our website. In these terms, we refer to ourselves as “we”, “us” and “our”. The user of the website is referred to as “you” and “your”.

We may at any time revise these terms and access is only permitted on a temporary basis. You should therefore check these terms every time you visit this website to review the conditions applicable to your current use of the website.

Accuracy of Information and Investment Advice

The information contained in the material on this Website is only for information purposes. We are not authorised under the Financial Services and Markets Act 2000 to offer investment advice. By permitting the use of this website, we do not hold ourselves out as providing any legal, financial or other advice. We also do not make any recommendation or endorsement as to any investment, adviser or other service or product or to any material submitted by third parties or linked to from this website. In addition, we do not offer any advice regarding the nature, potential value or suitability of any particular investment, security or investment strategy.

The content of this website does not constitute advice and you should not rely on any material on this website to make (or refrain from making) any decision or take (or refrain from taking) any action.

The investments and services mentioned on this website may not be suitable for you. If advice is required you should contact your own Independent Financial Adviser.

The information in this website is intended to be useful and informative for customers and potential customers. Whilst we take reasonable steps to ensure the content on this website created by us is correct at the time it is created, we give no warranty or representation as to its integrity or accuracy or completeness nor do we warrant or represent the security of the website.

Conditions of Use

You may print or download to disk the contents of an individual page of this website for the purpose of private and personal non-commercial use. But you may not, except for that, copy, reproduce, distribute, republish, download, display, post or transmit the contents in commercial capacity without our prior express written permission.

Links

We accept no liability for contents of any websites operated by a third party which may be accessed via links from this website. Any such links are provided for your convenience only and we have no control over and are not responsible for the content, use of or availability of those third party websites. You use these other websites at your own risk. You may provide a link to this website but we do reserve our right to withdraw such permission at any time for any reason following which you agree to remove any such link. Further you must not establish a link in such a way so as to suggest any form of association, approval or endorsement on our part where none exists. We reserve the right to withdraw linking permission without notice. Any link to this website from third party websites does not mean there is a relationship with that third party or any endorsement by us.

We use outside marketing companies to display advertisements on this website. These advertisements may contain cookies. While we use cookies in other parts of our website, cookies received with banner advertisements are collected by the marketing company and we do not have access to this information. This website contains some affiliate marketing links, which means we may be paid commission on sales of those products or services.

No Warranties

We do not warrant that the site will always be accessible and useable, nor that it will be free from viruses nor that use will be uninterrupted or error free. We shall not be liable if the site is inaccessible or unusable in whole or in part, for any reason. Without prejudice to the generality of the foregoing, we will not be liable to you if the site is inaccessible or unavailable in whole or in part for any reason beyond our reasonable control or because we are carrying out maintenance, upgrades, developments or the like.

You must install and keep up to date virus-checking software for your hardware and software systems. You must also ensure that your information technology is compatible with ours and that any hardware, software or communication link you may use is sufficient and appropriate.

The information and materials contained in this site, including text, graphics, links or other items are provided “As Is”, “As Available”. We do not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranties of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party rights, title, merchantability, satisfactory quality, fitness for a particular purpose and freedom from computer virus are given in conjunction with the information and materials and all such warranties are expressly excluded to the fullest extent permitted by the law.

Limitation of Liability

In no event will we be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if we, or representatives thereof, are advised of the possibility of such damages, losses, or expenses (or should have been or were aware of the possibility of the same arising).

Nothing in this license excludes or restricts claims against us in respect of death or personal injury caused by negligence.

Viruses

We accept no liability for any damage, whether caused by a virus or other harmful code, to your computer equipment, software or other property as a result of your browsing or use of this website and you are advised to take all appropriate safeguards.

Copyright and trademarks

The copyright and all intellectual property rights in this website are owned by us. By continuing to use this website you acknowledge that the material is protected by applicable United Kingdom and international intellectual property and other laws. You may download or copy the content and other downloadable items displayed on this website subject to the condition that the material may only be used for personal non-commercial purposes. Copying or storing the content of this website for any other reason other than personal use is expressly prohibited without our prior written consent.

Communication

All communications should be directed to [email protected]